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What else can I help you with?
What insurance policies are involved when there is a car accident?
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.
What can you do if an insurance made a mistake with an accident that you did not have?
Please give me more information on this and I am sure I could help. Are you saying you did NOT have any accident at all, and the insurance company paid a second party for this loss? Please provide more info.
What can you do if you were a passenger in an auto accident and the insurance still has not paid your bills and now you need a second surgery on your leg and don't have insurance and have no money.?
Contact the state insurance commission, or get an attorney, or both.
Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?
No he have to listed as a second third or household driver for being cover by insurance
If a vehicle that has been stolen is involved in a car accident and is at fault whose insurance will cover the damage to the second vehicle?
The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses
If someone drives your car and gets into an accident will your insurance go up?
The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.
Had an accident just got into another one Does the insurance company calculate the damages from the first accident plus the damages on this second accident to figure if that car is Totaled?
No. A "totalled" car is one whose value is less than the total cost of the repair.
If a person had a car accident and a second person was killed in the accident can the state police take your blood sample from a hospital without your permission?
they sure can they can be used in a court case and insurance companies will also request these samples
What is meant by insurance and types of insurance?
Third party car insurance or third party liability is also referred to as the 'act only' cover. It is a mandatory cover under the Motor Vehicles Act to ensure that the driver has adequate insurance coverage to pay for the damages resulting from an accident. The first party over here is the driver of the car, the second party is the insurance company and the third party is any person (injured or who claims damage) involved in the accident. For More
How much does auto insurance cover?
There are mainly two types of auto insurance policies. One is Package insurance(comprehensive) which covers economical loss sustined by the owner of the vehicle, upto the extent of IDV(Insured's Declared Value) upon happening of accident. Second is Third party insurance which is compulsory by motor vehicle act, 1938 which covers lost sustined by others by way of bodily injury/death, property damage due to accident of your vehicle. Third Party losses are measured by court of law. If a person dies due to accident of your vehicle, the liability of compensation is upon the owner which is transferred on the shoulder of insurance company by way of insurance contract(Policy). In contract of insurance, first party is insurance company, second party is insured and all other than these two are third parties.
If you rear end someone at a stop light and the middle car rear ends a third car who is responsible for repairs to the third front car?
If you are the first contributor to the accident and you force the middle car in to the third, you are the responsible party. The third car may try to collect from the second party's insurance, who may subsequently try to collect from your insurance. If you rear end a car that is stopped and that car is pushed into the car in front of it, you are responsible for both vehicles' damages.
What happens if you get into an accident but only have a license but no insurance but the other person has a license and insurance?
Two problems... First, if the accident was in any way your fault, then you are on the hook for that percentage of the cost of the accident. Since most accidents are never 100% one person's fault, this could cost you thousands or more. Even though the other driver most probably has un-insured/under-insured coverage, you can be assured that he/she will subrogate the claim, and their insurance company will come after you for payment. Second, many states require insurance as a requirement for driving a car. Failure to have insurance is a chargeable offense, and you could be fined and/or jailed because of this. At minimum, you can expect that your license will be suspended or revoked.
