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If your thousand dollar claim was denied by the other driver's insurance who should you go after in small claims court?
First you need to be certain of who is legally liable for the damage. Insurance companies seldom refuse to pay damages unless the claim is unsubstantiated. If you have undisputable proof the other driver was At Fault, then you can sue that person.
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In most jurisdictions you have to sue the driver/owner and not the insurance company directly. The small claims court clerk can tell you for sure. The insurance company will defend the other driver/owner and pay the claim if you win in court.
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Will secondary insurance cover claims denied by your primary insurance?
As long as it is a covered expense by your secondary insurance and a claim has been filed with the primarty insurance then the answer is yes. The secondary insurance will only cover the expense according to your plan.
What are the downside risks to discount car insurance?
Some people opt for discount car insurance and they get discount insurance coverage, claims can take a while to process and sometimes denied more frequently
What is assigned risk auto insurance used for?
Assigned risk auto insurance is used to cover those drivers that would normally be denied coverage by most insurance companies. They get this form of auto insurance because of State law requiring them to be covered by auto insurance.
Filing claim pre existing conditions for appeal?
Many insurance companies will denial claims for pre-existing conditions. You have a right to appeal all claims. You should call your company first to see why the clam was denied.
What are the disadvantages of insurance?
Relying on insurance can become a problem as various insurers may not pay claims. Time spent challenging denied claims also becomes costly for individuals as well as companies.
Can insurance be denied if you rent your home?
What kind of Insurance?
Can a person be denied medical services due to no insurance in NC?
can a person be denied medical servises due to no insurance
What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
What is California's policy on car insurance for disabled drivers?
California laws dictates that people with disabilities cannot be denied car insurance coverage. Each individual will have to be assessed and the risks factors written into the car policy as the insurance company must do, but you can get coverage with insurance companies if you are disabled.
What type of lawyer should I hire if I have a Medicare claim?
A Medicare attorney is the best choice for general Medicare claims. If you specifically have a claim that has been denied, there are even lawyers who specialize in denied claim cases, frequently referred to as denied claims attorneys.
I make payments on a vehicle and have insurance in my name but the car is in my brother's name is this legal?
No. The primary insured MUST match who owns the vehicle, otherwise any claims made for that vehicle will most likely be denied.
How much in dollar figures and percentages of Cigna's annual gross revenue goes to paying claims and how much of it goes to paying salaries?
While I don't have the numbers for you, for the most part the money Cigna uses to pay claims is not from their revenue at all. Most employers maintain a bank account of their funds which Cigna uses to pay claims. This is referred to as A.S.O. (administrative services only) funding. Cigna's pocketbook is not impacted by the claims paid or denied for these accounts, which make up the vast majority of their claim volume. In fact, paying a claim is less costly than denying a claim, as no one calls the insurance company regarding the claims that have been paid, just the ones denied. So the more claims denied, the more customer service agents Cigna must pay for. The financial incentive is actually to pay claims rather than to deny.
