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If your non-household child drives your car with permission is he covered by your auto insurance?
Yes, however the child should be listed on someones policy as a driver. If the child drives your vehicle with any frequency and is not listed on the other parents policy then I would highly recommend adding them to your policy and pay the extra premium.
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If someone has full coverage on their vehicle is anyone who drives it covered under his insurance?
Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person has to have permission or implied permission to be using the vehicle from the owner.
Can your teenage granddaughter drive your car without being insured on her parents insurance?
As long as she has your permission, she can drive the vehicle and she will be covered. If she drives it more than a few times, you should add her to the policy.
Does full coverage insurance cover my car if someone else drives it?
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
Who is covered under your insurance policy Will your insurance cover your niece to drive your car?
Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on the policy. An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.
If a 16 year old drives my am I covered?
Depends on your insurance, I am coming to that situation myself. I plan on calling my insurance agent
If someone drives your car with your permission and has an accident who should pay for the items not covered by your insurance such as deductible and alternate transportation etc?
That is between you and your friend and how much you want to remain friends with this person. This question might be better suited for Dr. Phil or Oprah.
Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?
you ni^^a
If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?
Yes
What type of insurance do you need in order for anyone to be covered that drives that vehicle?
There is no such policy. All auto insurance contracts require disclosure and scheduling of all drivers for coverage.
If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?
If everyone was legal, yes, a collision should be covered by the insurance company.
How do you set up the Sportage to be towed by a MotorHome?
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
If your daughter is not a resident of your household but is named on your insurance how involved ar you if she drives her boyfriend's car?
I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her as a driver.
