Insurance laws differ in most states and practices will differ by company but generally, your car is legally parked and it is hit by something moving or vandalized, most companies will not increase your premium. The repairs would be subject to your deductible. Companies will increase premiums when you are At Fault in an accident and the amount paid out exceeds an established threshold. There are exceptions to this. Some companies will give a "first accident" forgiveness if you have been with them for a certain length of time. Other companies may give different types of accident relief regarding increases in premiums. Contact your agent. Make sure your insurance agent also knows the name of the kid and his father and any witnesses. The company may want to send a bill or file a lawsuit to recover the payout. If they do, the father will wish he had just paid out-of-pocket for the damage (which probably isn't too much from a skateboard.)
its something candles are made of to make obstacles like rails easier to grind
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
car insurance
Yes, most insurance will allow you to make an, lump sum, out-of-pocket payment for the damages.
Rentals from Goldcar Rental include Obligatory Automobile Insurance for damages to the rental car and Civil Responsibility Insurance for damages to other cars.
Auto insurance: An accident that damages your vehicleDisability insurance: An injury that causes you to lose wagesHomeowners insurance: A fire in your house that damages your personal possessionsHealth insurance: An illness that involves a trip to the doctor.
Building insurance is vital to have in case of damages that may happen to you establishment. It will help you financially if those damages ever occur.
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
Auto Insurance.