Wiki User
∙ 18y agoYes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
Wiki User
∙ 18y agoIt all depends on her insurance cover
Probably so. And if the owner knew the driver had a suspended license, his insurance probably won't pay.
You should have insurance whether it is your fault or not.
Check the laws of your state and your policy. In my state, it is illegal to drive with a suspended license. Your policy will have exclusions and limitations that specify their position on damage incurred while engaged in illegal activity. In summary... NO.
Your best bet is to sue the person for your damages and let the law take care of the other part.
You will be charged with property damage and driving without a license and most likely driving without insurance. Not good.
* wrong side driving car was total damage * drank liqueds and drove the car it is also pay *
Simply stated, if your license is suspended, you will not be permitted to drive legally.
If you don't have insurance then there will be no one to pay for an accident. If you are hit by someone who doesn't have insurance your own insurance policy may pay for damage to your vehicle as well as bodily injury within your policy or state limits
Tell that driver exactly that. And see what type of arrangement, you can come up with. In most states, your license will be suspended for a year, so if its not your fault, explain to the driver, even with your information it will not tilt the scales in his favor with the insurance company, but surely damage your license.
Probably not. Insurance companies will always look for ways to negate or lower the amount of claim damage they have to pay out as compensation. Driving the vehicle without a license (or a suspended one) would constitute a breech of the contract/ agreement and they would not pay. Although if the vehicle were stolen and then driven by an unlicensed party (and the incident reported to the authorities), they would have to pay.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.