You would need to have Collision and or Uninsured Motorist Property Damage coverage for the vehicle in order for the insurance company to pay. You may also have to make a report to the business that owns and maintains the parking lot.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
The other person pays.
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
It should. But it's much easier to collect if you have your own insurance.
Yes. When your car is parked all medical bills and repair costs are the responsibility of the person who hit your car.
if it there fault there insurance pays
Fill out accident report with police. The person's insurance will pay for repairs.
Yes, if the vehicle is registered, in most states, you must have it insured. If the officer asks for proof of insurance, you are required to show it to him. If you do not have it, he may issue you a ticket. It does not matter if the car was in motion or parked.
If it was leagally parked, you should be asking what are your obligations if you hit a parked car. Your responsibilities are to pay the cost of fixing the Property of the person who's car you hit. Man up and do the right thing.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
The California Department of Insurance has many jobs, such as auditor, as well as being a person that collects the insurance money from the various people.
The person's who parked it there, (its parked illegally.)Not your fault.