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This would be a state statue of limitations questions (physical damage or injury?) Regardless of that you shouldn't put off filing any insurance claim EVER... file it immediately, if you just want to know the answer, and there has been no claim, contact your agent, or dept of insurance for you state and they will be able to tell you the statue of limitation for your state.

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Q: How long do you have to file a damage claim against another's insurance?
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Can reposession company file a claim with your car insurance company to fix preexisting damage?

If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.


How long after a car accident can some one claim against your insurance for damage to their car?

straight away


What does commercial shop insurance do?

This type of insurance is tailor made to your business. It insures you against employee insurance claims, stock theft or damage, building damage and assists you to claim from almost any disruption from your income.


If someone fell downstairs and was injured can they file a claim against their insurance?

Not against your own insurance.


Can you file a claim against a person with no insurance?

You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.


If your car insurance fails to settle a claim against you when your at fault what happens?

Your fault, your problem! Any amount of damage above the limits of your insurance policy is your responsibility. Pay attention when you drive!


Is it better to have the car insurance pay for damage after an accident or just pay cash?

Whether or not you should make a claim against your insurance depends on the amount of the damage. In this state, if you make a claim against your own collision insurance, your insurance will go up by several hundred dollars a year for three years, so you are talking a thousand dollars. Say you have $200 deductible. Then your break even point is about $1,200. If the other guy caused the accident, make his insurance pay!


Will homeowners insurance cover damage to car from a fallen tree?

It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.


Your niece drove into your garage door w her car and did 1k damage to the garage should your niece claim it on her auto policy or should you claim it on your home insurance?

Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance company, if they covered it.


Does your home insurance cover damage if you claim for the same damage but with another insurance company before?

good way to get hit with an insurance fraud charge


How do you claim auto insurance when you wrecked your car on your property?

It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.


Can you file an insurance claim with no damage?

Without anything damaged, lost or stolen there is nothing to claim.