No Fault insurance ONLY deals with medical injuries to you if you are driving.
No Fault has nothing to do with property damage liability. If you hit a parked car, then your Property Damage Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it...it's optional) would pay to repair your car.
No, Unless the body work is being done because of an accident that you were found at fault in. Then rates are determined if damages are over or under a certain dollar amount, this amount varies by insurance company but the threshold is usually $750.00
I think this depends on the insurance company. When I was in an accident (I was at fault), the insurance company required my collision deductable up front before they started repairs on my car.
If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy. If you are not at fault for the accident that caused you injury, and the third party insurance provider has taken responsibility for the accident, the at fault party's liability insurance should pay for medical injuries up to the limits on their policy. Because you do not have insurance, receiving a claim payout might require more work because you do not have an adjuster working for you. If you were at fault for the accident and you do not have auto insurance, you will need to speak with a representative from your medical insurance company to discuss the coverage provided under that policy. You may have a co-pay or a percentage you are responsible for depending on if you have an HMO or PPO.
Yes. If it's a company car and is insured through your employer, the employer's insurance company would pay out the claim. The accident would still show up on your record though.
Yep, if you’re the one backing out and you hit a parked car, it’s generally your fault — your insurance is supposed to cover it. Doesn’t matter if the other car was badly parked, unless it was illegally positioned (like blocking an exit or in a fire lane). Also pro tip: if you're ever in a situation like this, document everything and call your insurer ASAP. I used to work in client communications for a company called Phonexa (different industry — lead tracking/automation), and fast, organized responses always helped minimize delays and confusion. Insurance’s no different. Bottom line: honesty + good documentation = fewer headaches.
can a muslim person work for auto insurance company
Call your claims department. This is found on your auto id card or insurance paper work.
They are independent insurance agents that work with other insurance companies to make sure your auto insurance is the best it can be, even if that means moving to another insurance company.
There are many reputable companies out there that offers auto insurance. Most of them has auto insurance specialist. You can look into AAA.com or Geico.com or progressive.com
Well, darling, the main difference between business auto insurance and personal auto insurance is who's driving the darn vehicle. Business auto insurance covers vehicles used for work purposes, while personal auto insurance is for your everyday trips to the grocery store or the nail salon. So, if you're hauling around supplies for your side hustle, better make sure you've got that business auto insurance, honey.
Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.
No, it doesn't work that way.