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They are independent insurance agents that work with other insurance companies to make sure your auto insurance is the best it can be, even if that means moving to another insurance company.

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Q: What are Independent Auto Insurance Agents licensed for?
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Could you get direct auto insurance from any licensed insurance agent?

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What is the benefit of purchasing auto insurance from agents with independence?

The benefit of purchasing auto insurance from agents with independence over those without include the ability they have to negotiate for the best rates. Despite charging commission fees, they appear to be the most cost effective option. Independent agents also tend to be more convenient and can offer counseling about ones best insurance choices.


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Where can I find information about auto insurance agents in Kent WA?

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Where can one find information on can insurance groups?

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What has best auto insurance price for youthful drivers?

A forum like this is not the way to estimate insurance premiums on any type of policy. There are far too many factors that go into rating an insurance policy no matter what type of policy it is. One of my auto insurance companies has 44 classification just for the driver of the vehicle on an auto policy. Address, zip codes, credit scores, fire protection classes, driving records, prior claims, etc. are just some of the factors that go into rating insurance policies. I recommend that you contact an independent insurance agent that you like and trust and let them shop with the insurance companies that they represent to find you the best rates for your particular situation. Independent Insurance Agents are not employees of an insurance company but represent many companies so they can do the shopping for you. Direct writer agents work for the insurance company and have no choices while the Independent Agents works for the client only. The main thing it to be truthful with them so they can find the best coverage and rates for you.