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When you had the accident you and the other driver should have exchanged insurance company details and your names and addresses. If you didn't do it then, and there was a police report filed, you can probably get a copy of the police report. But you tell your insurance company you were hit,and give them the details of the other driver and their insurance company (I hope they had one!) and they negotiate liability with the other person's insurance company. Usually, like a rear-ending, fault is pretty obvious; sometimes not. But that's part of the reason you pay your insurance: so they can take care of stuff like this for you. Phil
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What happens not your fault someone hits your car but does not phone their insurance company?
You can always file a claim on their policy. If they do not cooperate with their insurance company, the company has to give them the state required days to respond before they make a ruling on fault.
How do you make an insurance claim when someone hits you if you dont have insurance and they do?
You don't need to have insurance to collect on an insurance policy. Just call their claims department and they will get it started.The only issue is that in some states, such as New York, insurance is mandatory in order to register an automobile and be able to drive it. If you are in such a state, and you file a claim for an accident in which you did not have insurance, you could well be charged for driving without insurance and you would probably lose your license.
If someone hits your parked car does your insurance go up?
In most cases it would not go up. However, some insurance companies give a discount for having no claims and in that case any claim at all would make you loose the discount.
What is the procedure for someone bumping your car?
Trade Insurance information with the other party and make out a claim with your own.
How often does someone make a claim on their auto insurance?
The obvious answer is after an accident, theft or fire. http://activeinsurancecompany.co.uk/
How would someone make a claim for whiplash?
One can make a claim for whiplash through their insurance company. One also may call a lawyer and present them with the whiplash claim to file a case for a lawsuit.
Can someone make an insurance claim against you if you did not hit them at all just a near miss they now claim the near miss damaged their brakes?
No, if no contact is made, there is no basis for a claim.
How do you make a claim against someone who hit you?
You contact their insurance company, let them know about the accident, and tell them you want to make a claim. They will probably ask you to supply estimates or other documents.
What can you do if someone hits your car from behind and totals it but you dont have insurance and they do?
If it was their fault, their insurance company will cover the damages of your vehicle. I would hope that the person at fault has filed the claim already but you need to make certain. I also hope that a police report was done at the time of the accident.
Can a claim be made against a person's insurance without their permission?
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
How long after an accident should someone make an auto insurance claim?
One should make an auto insurance claim after an accident right after the incident occurs. If you wait, witnesses might forget what happened or leave and injuries may not be documented well.
How does someone file a health insurance claim?
You need to ask your doctor for an itemized bill, then contact your insurance company and ask for a health insurance claim. Fill in your form and ( make sure you make copies as proof to avoid errors ) review it then and then send it to get your health insurance claim.
