Generally you would just file a claim with your insurance company. If you have windstorm coverage and your roof met the requirements for coverage on your policy you should have no problem getting the company to pay for repairs.
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No
45000
Nothing should happen.
It depends on the situation. If for example the contractor is a roofer and they damaged your roof trying to make it look like hail damage to get it bought by the insurance company, you can file a police report on them for vandalism and then file a vandalism claim with your insurance company.
Example sentence - The severe hail storm damaged the aircraft causing it to be grounded.
The Twin Cities had a hail storm on July 7, 2014. Arvada, Colorado also had hail storms in the month of July this year.
A homeowners policy does provide coverage from hail, windstorm, etc.
If your roof is damaged in a hail storm, it really depends on the severity of the damage sustained and whether your insurance will cover the repairs. If the storm is anything like the recent hail storms in the Dallas Fort Worth area, then you probably experienced hail the size of softballs. This hail can cause all kinds of damage to your roofing and can be covered by homeowners insurance as long as you approach it the correct way. In my experience as an insurance adjuster in Dallas, it is extremely beneficial to have an expert to help walk you through the claims process, help negotiate a fair insurance settlement, and restore your roof to like new condition. Usually the repairs will require patching of the roof or removing and replacing entire sections. The thing with hail damage is that it can be deeper than the visible surface, so a professional inspection with specialized equipment can really help prevent any further issues down the line.
Probably only if you have full coverage. Otherwise the Insurance company will deny you.
It really depends on your insurance co., Auto Owners Ins. doesn't cover asbestos removal, just found out today after my aluminum siding was damaged in hail storm and seen that I had asbestos siding under it and said they don't cover it.
Sure. You can buy liability insurance on the car but I doubt if the insurance company would sell you a policy with physical damage coverage. Most insurance companies would require you to have the vehicle repaired before allowing you to have physical damage coverage. You would have to have it inspected and photographed by the agent. As long as you have comprehensive coverage, most auto insurance companies would cover for hail damage. However, check your policy to make sure that there's hail damage is not excluded. Be prepared for hikes in premiums though; when an area has a lot of claims, the rates there tend to rise.