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How quickly will an insurance company repair or replace your roof tiles after they are damaged in a hail storm?
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If your new car's door is badly damaged how do you get the insurance company to replace it with a new door instead of just repairing it?
Depends on how it was damaged. If it was another drivers fault, take it up with their insurance company, by getting estimates of a new door and submitting it to them. If it damaged the vehicle bad enough, by making it unsafe to drive or bending the frame, it would be safer to replace it anyways, rather than repairing it.
Should insurance replace all cabinets after water damage?
Replace or repair all damaged as specified in your policy.
Does homeowners insurance covers upgrades?
No. If you have a loss the company will replace damaged items with same kind and quality. If you want to upgrade the eg. carpet or cabinets you will have to pay the additional cost yourself.
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
If you keep your insurance reimbursment check is that fraud?
If the insurance company has determined that the damages submitted are valid and issue a reimbursement check, the owner of the check may use the reimbursement for any purpose and is not required to repair or replace the item damaged. Fraud would be providing the insurance company with false information in order to receive a reimbursement for damages.
What does the insurance company do when a car is not total in a wrecked?
If a vehicle is damaged in an auto accident the insurance company that insures the vehicle has the option to repair it, replace it, or pay the actual cash value of the car. The last one is in the case of a total loss and the company never tries to replace a vehicle anymore. In this case it would repair the vehicle and pay for the cost of repair less your deductible which you will be responsible to pay for yourself.
Can an insurance company pay to replace only a portion of a roof after hail damage?
Probably only if you have full coverage. Otherwise the Insurance company will deny you.
Will Atlas insurance cover flood damage?
Yes Atlas insurance does cover flood damage. They also secure food insurance that you may need and also provide you with insurance to replace your assets which were damaged in the flood.
How does mobile phone insurance protect consumers?
Mobile phone insurance does not protect the consumers but rather the phones. Most mobile phone insurance will replace of fix a phone if it is damaged, broken, or stolen.
Why should a landlord get contents insurance?
It is very important for a landlord to get contents insurance if they are renting out a property with furniture included. If then the contents are damaged by the tennants then the landlord will be able to use the insurance policy to replace them.
Should Lowe's replace our area rugs that were soaked when the dishwasher they installed flooded the kitchen and hall?
If they have become damaged because of the water and their installation was faulty (they are the cause of the flood) then it would be reasonable to expect them to replace the the rugs. If they will not do so check on your house insurance cover and if this covers flood damage claim on that and explain what has happened. It will then become an argument between your insurance company and 'Lowe's.
Why should a tenant have insurance if the landlord has insurance?
You should have tenant insurance yourself because the landlords insurance only covers the damage to HIS PROPERTY, not yours. So I VERY HIGHLY suggest you get personal insurance if you want to replace damaged/stolen items.
