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You have to own a vehicle to insure it then you have to register it as the registered owner. So if you are borrowing a vehicle either the owner has to insure it or you have to buy it from them

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14y ago

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Whose insurance covers a borrowed car?

The insurance of the person who borrowed the car typically covers it.


Does my insurance cover a borrowed car?

Insurance coverage for a borrowed car depends on the specific policy you have. Some insurance policies may provide coverage for borrowed cars, while others may not. It is important to check with your insurance provider to understand the extent of coverage for borrowed vehicles under your policy.


If you crash a car borrowed with permission from a family member will their insurance or your insurance cover the damages?

You may need to check with the insurance company. Most companies will cover accidents that happen when a car is borrowed by a licensed driver.


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


Who is liable if someone else borrowed your car and hit another car and you don't have insurance?

You both are.


What to do if the person that hit my car was driving a borrowed car?

Turn it into your insurance company first. Your insurance should handle everything. The way it usually works is his car is supposed to be insured so contact the "borrowed" cars owner and see if the driver is covered, if not the borrowed cars owners insurance may not pay and the owner will be liable for the cost of repairs, etc.


Could you get car insurance with no car?

Not without insurable interest in a car. If you do not have a car, you do not need to have insurance. If you rent a car, you can get insurance for the rental, but that is a temporary policy. If you have permission to drive the car, you should be insured under the policy of the person from whom you borrowed the car.


Whose auto insurance covers a borrowed car?

The policy stays with the car. So the first line of coverage would be that policy.


Whose insurance company do we report to if the vehicle that was stolen was borrowed from a friend?

You should report the theft immediately to the police and to the car owner's insurance company.


What insurance options are available for a borrowed car?

When borrowing a car, insurance options typically include adding the car to your existing policy as a temporary or additional vehicle, purchasing a temporary insurance policy, or relying on the owner's insurance coverage. It's important to check with your insurance provider and the car owner to understand the specific coverage options available.


Whose insurance would cover a parking lot hit and run if the car was borrowed?

The person that the vehicle belongs to.


Can your license be revoke for driving someones elses car who did not have insurance no accident?

Let me state that the person owning the car did not have insurance on their car. a licensed driver borrowed car to run to town, and pulled over due to they ran the tags and tickets outstanding to the owner. They suspended the drivers license and not the owner of the car who did not have the insurance. The owner never even recieved a ticket for no insurance.