Turn it into your insurance company first. Your insurance should handle everything.
The way it usually works is his car is supposed to be insured so contact the "borrowed" cars owner and see if the driver is covered, if not the borrowed cars owners insurance may not pay and the owner will be liable for the cost of repairs, etc.
The person that the vehicle belongs to.
The person who hit the car, if "at fault" would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.
If what person is driving the person that was hit or the person that hit?
You both are.
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
If you have car insurance ,police will never stop you even if you dont have driving license.
If you are pulling out and hit the other car.....you are. Person in the lane has the right of way.
Not exactly. If you do it on purpose then yes. But if you accidentally hit a mailbox with your car, don't keep driving get out and tell the person who it belongs to so that you wont get in trouble.
Possibly. It depends on the circumstances. If you were driving drunk, then definitely yes.
Yes, the estate can be sued. It would be a claim against the estate.
You are! For not being cautious when reversing on to a road. You should make sure that it is safe and clear when reversing, if you hit another car it is your fault and not the person that is driving on the roads fault.
It is the fault of the person backing out. You have the right-of-way if you are driving in a usual and safe manor. The person who hit you should be cited for "backing without caution".