Liablity decisions are not based solely on the police report. Your insurance adjuster should investigate every aspect of the loss. If you want to provide details of the accident perhaps I could assist you with this. In short, how you prove fifty percent, is just that you (your adjuster) must prove that the other party contributed to this accident. Just because the police report says 100% does not mean that the claim will be settled that way.
Believe it or not, police do not determine who is at fault the insurance companies involved do. They use information given to them from the police department, such as violations or speed information, but the police can not determine fault or liability. Order of listing vehicles on the report has no determination of anything
Your insurance company is going to review the police report, your statements, and the statements of witnesses and the other party. After they review that they will make a determination of fault and decide to accept liability or not on your behalf. If you think that you were not at fault in the accident make sure that you file a claim against the other persons insurance.
Car insurance in general is not built for you when you are not at fault in an accident. You should complete a police report and and contact an attorney to help sue the at-fault party. If you have just liability you are not paying your insurance company for help in this matter. Liability pays for the damage you cause when you are at-fault in an accident.
An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.
A police report does not define who is at fault. That requires some investigation by either the insurance company or the police themselves; however, unless you make a claim or a report, neither will investigate and the accident will not officially have happened.
Yes. Although a court would consider such a report as highly valuable in determining the nature of an accident, and while it may be very helpful to a court in determining fault, there is no legal requirement for a police report to be done in order for civil liability to be assessed from an accident.
No the insurance would only cover damages to the other person in this case.
not final, you can contest the police�s report by hiring independent investigators. But, if the police say you were at fault you probably were according to the traffice rules and regulations.
If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.
As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.
The driver at fault is liable for the collision, regardless of the other driver's actions post-collision. The fleeing driver may later be brought up on Hit and Run or Leaving the Scene of an Accident charges, but that will not change the at fault liability.
The police arbitrarily chooses which car is considered Driver one and Driver two. You have to read the report to determine who is at fault.