It's usually called a "Floater Policy." When renting you should always get a damage deposit from the tenant and if they leave your suite in ruins at least your insurance will pay for it. You have the right to give 24 hours notice to your tenant (by letter) stating that you will be inspecting the suite. If you haven't prepared yourself with a "Floater Policy" or obtained a damage deposit from your tenant then I'm sorry to say the cost will be yours unless you go to small debts court and it may not be worth your time. Before renting again take a picture of the suite with the date on the picture (use a video camera if possible) get the damage deposit and do a 4 months inspection (giving 24 hours notice.)
Commercial property insurance.
Homeowners Insurance Covers your Property. Not criminal activities
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
liability
If you mean property like the land, then the insurance covers the land the house is on. Other one is "property insurance" covers the items in your house, let's say someone broke in and stole your amazing 54in flat screen TV. You have property insurance and it covers the cost of the TV or part of the cost. You make a claim for it then insurance sends you money.
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
You will need rental property insurance if your are the owner of a rented property. This insurance, in addition to standard household insurance, covers things such a public liability.
A. supplementao
No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.
In general, no. Renter's insurance covers the property of the renter, not the property of the landlord.
its liability insurance
Landlord insurance is not an insurance company. It is a type of insurance that covers a owner of a rental property from damages that may occur to their property.