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Commercial property insurance.

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Q: What insurance covers stolen property on a job site?
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No. Liability insurance only covers damage you do to someone else's property. What you are liable for.


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A "floater" is typically an insurance endorsement that covers tools and/or materials while they are away from the business. For example, an air conditioning contractor might want a personal tool "floater" so that his tools on the job site are insured. A contractor building a house might want a tool "floater" and a material "floater" to cover tools and materials at the construction site. Typically a commercial property policy covers tools and materials ONLY if they are within 100 feet of the business location at the time of the loss.


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Is a rental property owner liable if the home was vacant and being repaired by a contractor and all the workers tools were stolen?

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As a tourist does you car rental insurance cover medical treatment if you have an accident?

Each car rental company offers different types of insurance from LDW (Loss Damage Waiver) which covers the cost of repairs to the vehicle in certain circumstances....to PEC (Personal Effects Coverage) which would cover items stolen from the vehicle. There are so many options depending on the car rental company, you should contact the car rental company directly or check their web site for the different types of insurance offered.