In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.
Allstate will not charge you for a driver with a learners permit for the first year.
Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.
Most Insurance Companies do not require you to add young drivers until they are licensed. You should check with your Insurance Agent. Additionally, there is no "set" rate for young drivers; this varies from company to company.
Underinsured and uninsured motorist coverage protects drivers when the in Florida as the state does not require motorists to carry bodily injury coverage.
Yes. It has nothing to do with the class of drivers permit. It is the VEHICLE that you are operating that must be insured.
No, all states require liability insurance for drivers. There are some states, however, which only require the bare minimum.
Arizona has not required all drivers to have car insurance for a while. It was only in late 1960's to the 1970's that drivers were required to have car insurance.
Situation dependent.
1978
In the United States of America, all states do not require drivers to have auto insurance, however the drivers are still fully financially obligated to pay for any damages in an event of an accident.
No it depends on you insurance company, some companies require the kid to be on the insurance while others don't until they get their day license.
The state of Michigan does require that all drivers have some car insurance. This includes either having liability or full policy coverage.