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Yes. The owner takes out the policy and adds on people who drive the vehicle. The owner can be listed on the policy as a non-driver which might make the policy cheaper.

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βˆ™ 13y ago
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Q: Does the owner of the car need insurance on that car if they are not the one driving the car?
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Whose insurance pays if you are driving another persons car do some damage to the car and they are not with you?

the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.


You are eighteen years old and you have a license but not auto insurance the only other thing is that you don't have a car Would i need insurance if i was to drive somebody else's car?

You dont need insurance coverage yourself as long as the owner of the car you are driving has insurance on the vehicle.


Who would be held responsible for a car with no insurance if it is involved in an accident would it be the car owner or the person driving the car?

Owner.


If you have an accident while driving another person's car will your insurance or the owner's pay the claim?

Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.


Who pays for the other cars damage in a two person accident if the owner of the car was not driving?

The owner of the car is responsible for the damages that car creates, regardless of who was driving. If there is a lawsuit, the insurance company is certainly going to enjoin the driver. And you need to read the insurance policy carefully to know whether they cover other drivers.


Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


Auot insurance in MA and have no insurance?

If you do not own a car or live in a household with a car owner who is related to you, you don't actually need your own insurance as long as the person whose car you are driving has insurance. However, that is only true for the occasional trip in a friend's car. If you regularly use the vehicle you would need to get insured.


Your sisters car that you'd driving have insurance do you need to get non owner insurance?

You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.


Do you need car insurance if not driving car?

if you have tags ont he car you need to have insurance or you will rack up fines with the mva


Whose auto insurance will cover you if driving another persons car in Florida?

The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.


Do i need auto insurance with a license but no car?

you only need auto insurance if you driving. upon buying a car, you should get insurance.


In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?

The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.