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Normally the other drivers ins should contact you. The first driver listed on an accident report is normally the one At Fault but not always. If you are not contacted within three days it is best to contact your own insurance. Most insurance companies will file a claim, go after the responsible driver and settle the claim. You may be required to pay your deductible in this instance but it should be refunded to you when the other parties insurance makes payment.
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What if you were in a car accident that was not your fault though you did not have insurance but the vehicle is insured?
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
If a person has already claimed damages from the at fault drivers insurance company can that person still go ahead and sue the person at fault?
No, the insurance company when settling the claim will have you sign a waiver of damages for their insured before giving you a check.
Why would a company carry PLPD insurance?
ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault
Can your insurance premiums be raised in a tort liability system if you are not at fault?
Doubt it. Contact policy services for your company, or your states dept. of insurance.
If you get into a car accident and it is not your fault will your insurance go up?
Not if it is deemed to be 100% the other drivers fault and they have insurance.
I got into a minor accident and I was at fault. The other driver had my information and will file with my insurance company. Anything I need to do?
You should contact your insurance company and let them know. Your insurance company should take care of the rest.
How much would your insurance premium increase if your insurance company says you are 100 percent at fault in CA?
YOur broker should answer that for you - they would contact the company on your behalf to find out.
If you rearend someone when the roads are wet who does not have a license or insurance who is at fault?
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
What happens if the other driver fails to inform his insurance after an accident?
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
What recourse do I have if the at fault driver will not contact his insurance company about the accident?
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
