Yes they can, but it depend on the case though. If you were awarded damages by the court for damages already paid by your insurance company then you are required by law to reimburse the insurance company, Otherwise you will have received double indemnity (you got paid twice) which is illegal and a felony. Any part of your judgment award for which you were not covered by insurance you can keep. But anything for which you were already paid by your insurer you must pay back to that insurer, It's the Law.
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
In most countries a driving licence could not be taken as payment or punishment for damages owed to an insurance company as that you be a civil matter.
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Landlord insurance is not an insurance company. It is a type of insurance that covers a owner of a rental property from damages that may occur to their property.
Payment of damages by the insurance company against your Householders' policy is paid directly to your account through NEFT,instead of cheque as was customary earlier.
Ask the insurance company or your insurance agent.
They generally will pay by check.
They made spurious claims for damages to the insurance company.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
Auto insurance: An accident that damages your vehicleDisability insurance: An injury that causes you to lose wagesHomeowners insurance: A fire in your house that damages your personal possessionsHealth insurance: An illness that involves a trip to the doctor.