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Should doctors waive insurance copay and or deductible?
That's illegal
Can you get your deductible back when your auto insurance is subrogating?
Yes. In many cases your insurance company may waive your deductible if the third party's insurance company accepts liability.
How could I get a free windshield replacement?
This mainly depends on the state and type of insurance that you have. Some insurance companies waive the deductible for windshields and/or all glass that is in a car. Also, if you live in Florida, Kentucky, Maasachusetts, or South Carolina insurers are required to charge you no deductible to replace your windshield. Discuss this with the insurance your insurance provider and also state laws.
How much is the deductible on liability coverage for Hartford Insurance?
There is a very minimal deductible of only one hundred dollars for the liability coverage for Hartford Insurance. There are also certain circumstances where one can waive the decuctible also.
Are mobility scooters covered by Blue Cross insurance?
they are through the scooter stores however check with them about any deductible you may be responsible for, most scooter stores will waive the deductible if you are low income.
Do you have to pay deductible if it was vandalism?
Whether you have to pay a deductible for vandalism on your insurance policy depends on the terms of your specific policy. Some policies have a separate deductible for vandalism, while others may waive the deductible for this type of claim. Check your policy documents or contact your insurance provider to determine if a deductible applies in your situation.
Are we liable for the auto deductible when we were hit from behind and the other driver left the scene of the accident. We have the police report stating this to be true.?
It depends on the state you live in but as far as I know if you are involved in a hit and run and you are NOT AT FAULT, the insurance will more than likely waive the deductible. Make sure you have a "COLLISION DEDUCTIBLE WAIVER" clause somewhere listed on your policy, usually it's included with full coverage policies.
What happens when both parties in a car accident have the same car insurance company?
The claims process should be quite a bit easier. What some companies do is waive your deductible for both parties.
If someone hits your parked car does their insurance company pay and do you still pay your deductible?
If you decide to go through your carrier -- and assuming your policy doesn't have a provision for waiving your deductible under these circumstances -- then, yes, you'll have to pay your deductible.Your carrier will then pursue the at-fault party for all monies paid, including your deductible.Keep in mind that applying your deductible has nothing to do with liability. It doesn't matter if your car was parked and unoccupied, or if you were rear-ended. Rather, the deductible is the portion you agreed to pay in the event of ANY loss, regardless of liability.If the at-fault carrier agrees to pay for the damages (which they should, given the facts-of-loss), then you're correct: You wouldn't pay your deductible.Your deductible applies only if you're going through your own carrier, and even then, the at-fault party still owes for ALL the damages. By avoiding your own carrier, you shouldn't have to pay out-of-pocket for any of the damages.Also, if you do decide to go through your own carrier, they might waive your deductible if they confirm that the at-fault driver has active insurance, and if they confirm that the other carrier is willing to pay.A personal experience:When I called my insurance company about this, they told me that if the at-fault person's insurance company (I'm assuming they're at fault since they hit a parked car) assumes liability (again, since they're most likely liable) they'll cover the damages and I won't have the pay the deductible. Did I hear this wrong? Also, I live in Pennsylvania, and from what I hear our insurance laws are a little goofy.
Is your deductible waived on a comprehensive claim?
What? Why would it be? The comprehensive deductible is your retained limit of an occurance so unless you have a policy with a diminishing deductible or some other policy benefit that would waive a deductible it applies to each and every claim.
Do Muslims in the US have to pay car insurance?
Not required in any state. If you live/drive in area where Muslims reside, do not waive uninsured motorist coverage.
Do you have to pay the deductible when your car is damaged by a hit-and-run driver if you have uninsured motorist coverage?
This varies depending on your specific insurance company.. I am a claims adjuster for a California Insurance company. Our policy reads that as long as you have some sort of id for other party ie lic plate, we will waive or reimburse your ded. Without id you are on the hook.
