Bare in mind taht if the Insurance company was not previously aware of your license suspension and depending on the reason they may decide to cancel your policy.
AnswerTypically, no. One of the conditions of coverage generally is the existence of a valid driver's license. If the license was suspended but you were nonetheless driving, the insurer may well have a coverage defense.
Are you planning to have a wreck or did you already have one? Call and ask your agent or claims agent.
Depends on the insurance policy. There might be a condition that any driver must be licensed for the insurance to be in effect. If it is your car and your insurance, you probably have a problem.
There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.
hopefully, you go to jail
They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.
If you knowingly let someone with no license drive your car, not only are you liable if he has a wreck. You could loose your license if he just gets pulled over for a bad tail light!
It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.
depends on your insurance plan, call your adjuster.
You will be cited for not having a license and people would bill you for any damage you caused.
Nope. Your license was suspended, therefore you should not have been driving and your vehicle should not have been on the road to begin with. Anything and everything that happened is considered to be your fault unless the other driver happened to be also driving while suspended.
Mainly the parents.
You will be charged with DUI and probably manslaughter. It will likely result in a suspended license, fines and jail time.