You will be charged with property damage and driving without a license and most likely driving without insurance. Not good.
Vehicle insurance is compulsory in the United States and Canada. One can face a fine in addition to other punishment in addition to being open to a direct lawsuit by the other driver. Depending on the severity of the wreck, it may cost a whole lot of money.
no he did not die in a car wreck he is still alive & he is look handsome ;)
Cars are designed to have break points around a solid shell. That's why when you get in a wreck more damage is done in the front or back. Its also known as the crunch zone.
It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
Under most policies, the car owner's insurance will cover you and the damage done to the vechicle. If the fault was yours, their insurance company may request that your insurance pays for some of the damage, or that you pay for the person's deductible.
depends on your insurance plan, call your adjuster.
That is up to the lawyers and insurance companies to determine.
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
Yes. The person is entitled to collect the insurance deductible and any other damages that were incurred due to the fault of the driver of the vehicle.
Gap insurance does not cover repossession anything. It only covers if you wreck the car and owe more than it is worth.
Your PIP insurance will in most cases cover your medical expenses even if you do not possess the required health insurance in Texas. This would pay for your medical expenses in a wreck.
Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.
They may not if there is a clause in the insurance agreement that the insurance will not be paid out in the event that an unlicensed driver is in control
Are you planning to have a wreck or did you already have one? Call and ask your agent or claims agent.