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If the leak was the result of the age of the roof, or nomal wear and tear, no.

However, if the leak resulted from a covered cause of loss (such as a large object hitting the roof and causing a hole, it probably would. However, in the latter case, the homeowner would have an obligation to guard against additional damage to minimize the damage.

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Q: Does homeowner insurance cover a leaky roof?
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Related questions

Does homeowners cover water damage from a leaky roof?

In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.


Does home owner's insurance cover a leaky roof?

some will check your policy to make sure


If homeowner fails to replace a bad roof and it caves in does insurance company pay?

No,, homeowners insurance does not cover normal maintenance costs nor damages that result from lack of maintenance.


Does insurance cover other living arrangements while the roof or structural part of home is being repaired?

Almost all policies will cover living expenses if a homeowner is forced to move.


Does homeowner insurance cover damage to uninsured car in garage?

Sure, if the roof falls on it, or there's a fire. But it won't cover anything that happens on the road. Check in with your insurance agent. Most homeowner policies exclude damage of any kind to automobiles.


Does insurance cover a leak in the roof?

It depends on the termsof your insurance.


Does home insurance cover vehicle damage from roof tiles?

NO, Homeowners insurance does not cover automobiles.


Does homeowners insurance cover roof damage?

Depends on what damaged the roof. They almost always cover it. Call them. If they say they don't cover it, then ask where it says that in their policy.


If you fall off your roof and can't work will home owners insurance cover you?

No, your homeowner's policy covers sudden, unexpected damage to your structure and its contents and legal liability to other. It does not cover you medically.You might consider some disability insurance.


Is a 8 year old leaky roof covered by homeowners insurance?

It depends on plan/company you have. (NOTE: This answer is coming from a 13 year old)


Does homeowner insurance pay for mold removable?

For the most part, only if the mold is a result of a roof leak or major storm damage. If you live in a flood plain, you can purchase an additional insurance policy specifically for flood damage that would cover mold removal from floodwaters. If the mold is due to plumbing problems, neglect or other issues, your home owner insurance policy will probably not cover it.


Does your insurance cover you if a storm caused roof tiles to damage your car?

It should but you need to specify which insurance you have.