No, and Never, Homeowners insurance does not provide coverage for a motor vehicle designed to be driven on public roads, not for property nor the liability, and not even if your roof fell on it.
That's what auto insurance is for.
When uninsured, the vehicle owner is taking the risk of an out of pocket loss, coverage can not be transferred to a vehicle from a home insurance policy.
No. Automobiles can only be covered by automobile policies. //
Pueblos.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
In most States, this will be a homeowner claim. You may be able to imagine that this is a similar type of peril as if an aircraft had crashed into your home... which would also be covered under your home policy - assuming your homeowner's policy form does not exclude that sort of coverage. Since its your home that is now damaged, this is where Id start my claim. Your car is not damaged therefore it needs no claim for damages, although your car insurance's property damage may cover this as well. Id call and check with your insurance companies on this.
No, it would not cover damage of that nature. Garage Keepers insurance provides protection in case a vehicle is damaged by fire, theft, vandalism or collision.
Absolutely they can ! If you start a garden fire - it's YOUR responsibility to (a) make sure it doesn't get out of control and (b) make sure it doesn't damage anyone else's property !
A repo guy is likely to say anything to get your car. If he's looking for it, you owe the money and he gets to take the car. Hiding it in the garage will keep him at bay for only a short time. Whether or not you have homeowner's insurance does not factor into the equation.
Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.
Today's Homeowner with Danny Lipford - 1998 Ultimate Garage was released on: USA: 12 November 2012
Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.
The theft of the auto itself would be covered by your auto policy. Damage to your structure caused by burglars would be covered by your homeowner's policy.
Yes, most of the time. Barring an exclusion to the contrary in your policy.