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For the most part, only if the mold is a result of a roof leak or major storm damage. If you live in a flood plain, you can purchase an additional insurance policy specifically for flood damage that would cover mold removal from floodwaters.

If the mold is due to Plumbing problems, neglect or other issues, your home owner insurance policy will probably not cover it.

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Q: Does homeowner insurance pay for mold removable?
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Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you


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