Does auto insurance cover loss of earning?

Answer 1

There are many different optional coverages under an automobile policy. A minimum liability policy will pay for loss of earnings if you are the party who is hit by the other driver. In this situation the other party's insurance policy will be responsible for your losses as far as damages and injuries up to the policy limits or actual loss whichever is less.

If you have a policy which is liability only and you hit someone or something then no, your policy will not pay for your liability coverage will not pay for your losses or injuries nor that of your passengers. You can purchase optional coverage that will pay for many different situations including work loss. I hope this has helped answer your question.