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What else can I help you with?
What if there is no homeowners insurance and the house is taken by a tornado?
If you had no insurance then you're out of luck. You'll just have to buy a new house or try to rebuild or repair the one that was damaged by the tornado.
Which insurance companies covers Tornados?
A tornado is a windstorm. All homeowners Insurance companies offer coverage for windstorm damage.
If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,
Are you still covered if your homeowners insurance payment is 2 days late?
You better hope a tornado didn't hit in those two days.
Is it mandatory to have homeowners insurance after you pay off your house?
No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.
Is it safe to be in the fire chimney during a tornado?
No, it is not safe to be in a fire chimney during a tornado. Tornadoes can cause structural damage that may compromise the chimney's stability, putting you at risk of injury or worse. It is safer to seek shelter in a designated tornado shelter or in a lower, windowless interior room in your home.
Can you buy insurance for a tornado?
Yes, any property (such as homeowners) policy not excluding wind will cover this risk. In some areas of the country, wind is excluded off the normal property policy and a special "wind only" policy is written, usually called a wind pool.
Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
Is there tornado insurance?
I belive there is.
Can you get tornado insurance if you live in tornado alley?
Yes! Most definitely!
Does insurance pay for tornado damage?
That most likely depends on your insurance policy, so it is advisable that you review your insurance polcy to see if tornado damage is covered. If not, insurance for tornadoes can be purchased.
Are facia boards covered by house insurance?
If they are damaged by a covered cause then yes. I believe you are referring to damage caused by lack of maintenance and in that case they are not covered. It is specifically your responsibility to maintain the home and homeowners insurance is not designed to do this. If you have a fire or a tornado rips off your roof then the facia boards are covered along with other items damaged.
