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If a tornado rips the chimney cap off a neighbor's house and it lands on your car hood does homeowner's or auto insurance pay for the damage?
Wiki User
∙ 12y ago
Your auto policy will cover it as a 'comprehensive' loss (if you have comprehensive coverage).
Wiki User
∙ 12y ago
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What if there is no homeowners insurance and the house is taken by a tornado?
If you had no insurance then you're out of luck. You'll just have to buy a new house or try to rebuild or repair the one that was damaged by the tornado.
Which insurance companies covers Tornados?
A tornado is a windstorm. All homeowners Insurance companies offer coverage for windstorm damage.
If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,
Are you still covered if your homeowners insurance payment is 2 days late?
You better hope a tornado didn't hit in those two days.
Is it mandatory to have homeowners insurance after you pay off your house?
No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.
Is it safe to be in the fire chimney during a tornado?
No, it is not safe to be in a fire chimney during a tornado. Tornadoes can cause structural damage that may compromise the chimney's stability, putting you at risk of injury or worse. It is safer to seek shelter in a designated tornado shelter or in a lower, windowless interior room in your home.
Can you buy insurance for a tornado?
Yes, you can buy insurance coverage specifically for tornado damage. Homeowners insurance policies typically include coverage for tornadoes, but it's important to review the policy details to understand what is covered and what is excluded. Additionally, some areas prone to tornadoes may offer separate policies or endorsements specifically for tornado-related damages.
Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
Is there tornado insurance?
I belive there is.
Can you get tornado insurance if you live in tornado alley?
Yes! Most definitely!
Does insurance pay for tornado damage?
That most likely depends on your insurance policy, so it is advisable that you review your insurance polcy to see if tornado damage is covered. If not, insurance for tornadoes can be purchased.
Does homeowners insurance cover theft or robbery when theft occurred from another persons property?
Yes. Homeowners policies provide coverage for theft or any other covered cause such as fire, tornado, etc. when the property is located off premises. The amount of coverage is generally 10% of coverage C (Contents) for property located off premises. This covers property at a friends house, in a hotel on vacation, in your child's dorm room at college, and just about anywhere else. Homeowners policies is probably the best value there is in insurance due to the amount of coverages it provides for the low premiums.
