answersLogoWhite

0


Best Answer
NY and Auto PoliciesYou can have separate policies, but most of the time, it is cheaper to be on the same policy. A NY Insurance Company will ask the question of being married, and if there are other licensed operators in the household, regardless of if they drive the car. It is always said that if there are others in the household that they do have access the the vehicle (last car in the driveway theory). If you commit fraud, you can be denied a claim.
User Avatar

Wiki User

13y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Does New York allow spouses to have separate auto insurance policies?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Does Virginia Law allow spouses to have separate Insurance policies?

Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.


When can you take money from your life insurance for a hardship?

If you are terminally ill, many policies will allow withdrawals.


Can married teenagers living at home go on parents insurance?

This is not a legal question, but a question about the insurance policy. However, most insurance policies no longer allow children to be dependents if they are married.


Do you need insurance with just an driver's permit?

Yes, if you have a car, you need insurance. Most companies will allow a permit to be covered for a while, but individual policies vary.


Where can I search online to find the lowest auto insurance rates?

Progressive Insurance has a search engine that will allow you to compare prices between their policies and competitors. You can find them at progressive.com


What two states allow for coverage of mobile homes under standard homeowner insurance policies?

Are there only two states out of 50?


What age do you have to be to be a pasanger in a tractor?

First, you'd need to find out if the company will even allow it. Many don't, either due to their own policies, or due to insurance company policies. Depending on the policies of the trucking company and/or insurance company, it may be any age. You need to check with the company to determine what their rider policy is.


Does the State of Kentucky allow retroactive homeowners insurance claims?

Pre-existing home damage.Retroactive in what way? the state of Kentucky?Homeowners Insurance Policies do not cover preexisting damage to a home.


What is construed coverage on commercial credit insurance?

Construed coverage is a rider added on to credit insurance policies to allow the policy holder to ship for a specified number of days - usually 30.


Is there a good online source with a list of reputable car insurance agencies?

Progressive Insurance maintians a list of competitors, which would certainly be reputable. They will allow you to compare prices of car insurance policies with quotes from other agencies.


Can you borrow against your life insurance?

Some "permanent" insurance polices call for this. But term polices cannot. There are some policies that would allow you to benefit while you are alive if you have a terminal illness as well.


How does one get a quick auto insurance quote?

Many insurance companies offer over-the-phone quotes for simple car insurance policies. Websites provide directories of insurance providers that allow you to submit your requirement and receive quotes back from the agencies they represent.