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Does homeowners insurance allow retroactive claims?
Preexisting Home DamageMost states only allow a maximum 2 year delay in filing a claim.There is no such thing as a retroactive claim. Homeowners Insurance policies "Do Not" cover preexisting damage and the claim should be filed with the Insurance company that was covering the home at the time the damage occurred.Other answersMost do however it depends upon the claim and what state you are in. Also the period of time cannot usually be over 12 months.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Is insurance money taxed?
As far as homeowners, and auto claims payments are concerned no.
What is fire insurance claim?
It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.
When are surcharges on homeowner's insurance claims allowed?
All homeowners claims are subject to premium surcharges. either in the current policy period or at renewal.
Does home insurance go up if burglarized?
No. Homeowners insurance usually does not have surcharges for claims. However, you will loose any "claim-free" discounts that you have attained on the policy. If you have continuous claims the insurance company may require you have a higher deductible, get a security system, or cancel the policy. You don't want to have claims on your homeowners policy unless you have to. Homeowners insurance is for large claims not for small ones. Frequency of claims counts against you just as much as having a large claim. Homeowners policies are getting harder to get at good rates. If you have one protect your record and do what you have to so that you don't ruin the good coverage and rates you have. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
What exactly is progressive car insurance?
Progressive Car Insurance is an insurance company that claims to have low, competitive insurance rates. They offer free quotes and other types of insurance as well, such as homeowners insurance and RV insurance.
what exactly does a public ajuster do do you handle homeowners claims?
A public adjuster is an insurance claims adjuster who is an advocate for and paid by the policyholder in appraising and negotiating an insurance claim.for more information please visit Google search.
Are cellphones covered under homeowners insurance?
Cell phones are covered as are any other contents if damaged by a covered cause such as a fire. The problem is that all homeowners policies have deductibles. It is not adviseable to make small claims on homeowners policies. They are made for large issues such as a fire or other large claims.
Does homeowners insurance cover asbestos removal as a result of a covered peril?
You'll need t check your insurance policy language to be sure, but most homeowners insurance polices in the U.S. these days do not provide coverage for asbestos abatement or related claims arising from asbestos.
Does your insurance go up if you own a pocket pitbull?
In fact, certain claims on your homeowners policy could lead to an increase.
Can you do the home repairs yourself and get paid by homeowners insurance?
Just contact your Home Insurance Company and ask them about it. Many companies are fine with this for small claims or minor repairs.
