No. This is not what homeowners insurance is designed to do. This is not a covered cause. Homeowners insurance covers more than any other kind of insurance especially with the premium as low as it is.
No. Damage from insects would not be covered on a homeowners policy.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Yes it is covered. If it can be proven that the neighbor was negligent in not removing dead trees that they knew were dead or should have known. In this case the neighbors homeowners insurance would pay for removal under their liability coverage. In most cases each company would pay for the trees on their property.
Not likely. Under not covered items the section reads; Nesting of infestation, of discharge or release of waste products or secretions, by insects, birds, rodents or other animals. This is from American Hallmark but I'm guessing is pretty standard language.
It really depends on your insurance co., Auto Owners Ins. doesn't cover asbestos removal, just found out today after my aluminum siding was damaged in hail storm and seen that I had asbestos siding under it and said they don't cover it.
Contact your insurance Company and ask them. Most homeowners insurance policies will only cover the cost of tree removal if the tree fell on the house, otherwise if the tree fall did not damage you insured property improvements, then it's just the homeowners own responsibility to remove debris after the occasional storm.
You need to check with your home insurer if the cost for mold damage and restoration is covered because it depends on the policy you have. But most home insurers will cover the cost.
I would like to clear my house of asbestos. What is the best technique for asbestos removal?
yes
Homeowners Maintenance ResponsibilitiesActually, If you know the tree is a Hazard, You should have it removed. This is a maintenance issue, Not an insurance issue.The best way to "lose" your homeowners insurance policy is to use it as a home and property maintenance plan.
For asbestos inspection, visit the Asbestos Inspection Services website. For asbestos removal, Asbestos Removal, Inc. or Alpha Environ are better choices.