Does Homeowner's cover theft of personal property away from home?

Answer 1

Yes. The coverage for theft or any other cause of personal item off premises is equal to up to 10% of your contents coverage. You must also take into account that certain type of personal items have a limit on them for theft including jewelry, guns, silver, fine art, etc. Depending on your policy, there are limits on these items unless you schedule them separately on the policy as an inland marine floater.