Do homeowners insurance cover roof blisters?

Answer 1

You home insurance will cover certain "sudden" losses resulting from the perils described in your policy. Typical sudden loss perils are fire, wind, hail, lightning etc.

Your homeowners insurance policy does not provide coverage for poorly installed roofs nor for cosmetic or aesthetic conditions of your home nor from conditions that result from normal wear and tear.

If your roof has developed blisters this could be a sign of age or of improper installation of the roofing materials and can be addressed by your roofing contractors General Liability policy. Most Contractors General Liability insurance policies provide coverage for the Roofers completed operations and quality of workmanship issues.