Do car insurance premiums increase from vandalism?

Answer 1

typcially NO insurance carriers will not allow a rate increase for 'comprehensive' losses of which vandalism is.......however, if there is a pattern or many many of the same type of comp loss, such as several vandalism claims they may........ All losses are considered when calculating premium rates and risk factors. Losses where you are not At Fault are generally less of a factor but may still have an effect on your premium. As an example We had a customer a few years ago who had 4 losses in the preceding 14 months. None of which was he considered at fault. The insurer did not increase his premium but they did decline to renew his policy for another year.