Can your car insurance be cancelled without prior notice due to non-payment?

Answer 1

Actually, you are notified. Simply look at your bill. Insurance companies are required BY LAW to notify you in writing if they are going to cancel your policy. When you are billed, there is ALWAYS a little paragraph in there that says your policy is subject to cancellation if your payment is not received by a specified date and time. Some insurance companies take late payments, but you can be subject to fees and other penalties (subject to applicable law) as well. If you're having trouble paying by a certain day, call your company and have them change the due date. Most if not all insurance companies will work with you. After all, they want that money right??