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Actually, you are notified. Simply look at your bill. Insurance companies are required BY LAW to notify you in writing if they are going to cancel your policy. When you are billed, there is ALWAYS a little paragraph in there that says your policy is subject to cancellation if your payment is not received by a specified date and time. Some insurance companies take late payments, but you can be subject to fees and other penalties (subject to applicable law) as well. If you're having trouble paying by a certain day, call your company and have them change the due date. Most if not all insurance companies will work with you. After all, they want that money right??
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Can your car insurance be cancelled without prior notice?
No, your insurance will not be cancelled without prior notice. The insurance company is required to mail you a notice of cancellation to the address that is on your policy declarations page. The length of time of the notice is different depending on the reason for cancellation and the state regulations in the state that you live in. Remember that the insurance company is only required to mail the notice and not to tract you down if you have moved or don't open your mail, or don't check your mail. These items are your responsibility. Also, you know when your payments are due so if you haven't paid your insurance when required you might give them a call and check the status.
What can you do if your insurance is cancelled the same day you get in an accident and total your car?
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company's.
If you were rear-ended while running errands for work and your insurance cancelled you without notice is the other driver still liable for damages or what?
First of all insurance companies don't cancel policies without notice. Second, it doesn't matter if you had current coverage or not if someone else was responsible for the damage to your car. File the claim with the insurance company that was covering the at fault driver.
Sample letter of a evition notice for nonpayment?
A sample letter of eviction notice for nonpayment should have matching addresses, and names of the parties as those of the tenants, to be admissible in a court of law.
What happens if a tenant given a 60 day notice refuses to pay?
The landlord could commence an eviction for nonpayment of rent. In most states, he would serve a notice to quit for nonpayment of rent, often for 14 days.
Is it legal for your company to cancel yopur insurance without notice while wife is pregnant?
Who is paying the insurance policy, you or the employer? If the insurance was part of your compensation package at work, I believe that you must be notified at least a certain number of days in advance of its being cancelled or withdrawn, so that you can obtain replacement insurance. Also, look into COBRA.
When can your home owners insurance policy be cancelled?
Your home insurance can be cancelled by you at anytime, with written notice. the insurance companies however have a much harder time cancelling then you do. Here in Ontario they need to give you 15 days after written notice by registered letter or 5 days notice after hand delivered and they cannot cancel you for no reason as well, they need a good reason such as you do not meet underwriting criteria or misrepresentation, non-payment. Not much they can cancel you for. More information on your situation is needed to properly answer.
Can an employer cancel your medical insurance while you are FMLA for surgery?
The answer may depend on the dates when you were on FMLA leave as the law underwent some changes and is date dependent. In general, insurance may only be canceled if insurance payments were not made. But for this to occur, the employer must give you advanced notice that this will occur due to nonpayment.
Does your insurance company have to notify you before they cancel your auto policy?
Yes. Depending on the state and for what reason the policy is being cancelled, this determines the number of days that prior notice is required by the insurance company to provide to the policyholder.
If you have out of country plates and you get a parking ticket what happens if you do not pay?
Nonpayment of a parking ticket can result in a warrant being issued forth the registered owner of the vehicle. A notice of the ticket and nonpayment of the ticket will be mailed to the owners address.
Can a life insurance policy be cancelled with out telling the owner of the policy?
Depends on the state but usually no. Most states require a 15-30 day notice before cancelling a policy.
What is a notice of rescission in regards to auto insurance?
A rescission, is a rescind. That means they have voided whatever the notice referred too. You'll have to read the notice for further details to determine what was rescinded. A notice of rescission is often sent to the insured when a late payment has been processed where the insurer has already sent out a notice of cancellation for non payment. If the payment was received after the due date and accepted after the cancel notice was issued, The insurance company may send a notice of rescission and continuation of coverage, Basically they are cancelling the cancellation, meaning that you are not cancelled.
