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Your home insurance can be cancelled by you at anytime, with written notice. the insurance companies however have a much harder time cancelling then you do. Here in Ontario they need to give you 15 days after written notice by registered letter or 5 days notice after hand delivered and they cannot cancel you for no reason as well, they need a good reason such as you do not meet underwriting criteria or misrepresentation, non-payment. Not much they can cancel you for. More information on your situation is needed to properly answer.
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