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Normally, our own home insurance covers damage to our own home regardless of where the tree came from. However.

If your neighbor can establish negligence on the part of the neighboring tree owner, then they can hold the tree owner liable, In which case the tree owners home insurance policy would have to pay for damages to the neighbors home that resulted from negligence. In such a case of established negligence. The tree owners home insurance policy would most likely be cancelled due to a moral hazard.

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Q: Your rotten tree fell on your neighbors home who covers the damage?
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If a tree fell on your car at work who pays?

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The portion of the tree that falls on your property is your responsibility. You can also trim a tree which hangs over your property line but not to the detriment of the tree's health. It is always best if neighbors share in the responsibility of maintaining a tree which covers two properties, but that obviously is not always possible.


Who is liable when your neighbors rotten tree falls on your house or car falls on your property?

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A rotten tree on the city property fell onto my car which was parked in my driveway on my landlord's property who is liable for the damage?

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A branch from your tree fell on your neighbors truck are you liable?

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If the neighbors tree fell on your house during a hurricane took out the fence and damaged your roof of your house does their homeowners insurance cover the damage?

NO. Your neighbor is not liable for an act of nature that fells a tree. Your homeowners insurance will fix the damage to your property and the neighbors insurance would fix damage to the neighbors property. It does not matter who the tree belonged to.AnswerMaybe. It doesn't hurt to try if your neighbor will tell you who they are insured with. They are not obligated to do so. AnswerI'm not really sure. However, I do have a friend and his neighbor's house actually fell on top of his, but they considered it still standing and didn't give the full amount of the house's worth. AnswerYour own homeowner's insurance should cover this. If they think the neighbor is responsible, they will collect from his insurance company. In a hurricane a tree could have come from the next county - then how would you know whose tree it was? It depends on your state's laws, but most would consider this an act of nature and you are responsible for the damage caused by your neighbors tree. Call your insurance company, if you have a storm damage rider, this will most likely be covered.


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In New Jersey if your tree falls onto your neighbor's property who is responsible?

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