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Normally, our own home insurance covers damage to our own home regardless of where the tree came from. However.
If your neighbor can establish negligence on the part of the neighboring tree owner, then they can hold the tree owner liable, In which case the tree owners home insurance policy would have to pay for damages to the neighbors home that resulted from negligence. In such a case of established negligence. The tree owners home insurance policy would most likely be cancelled due to a moral hazard.
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If a rotten tree on your rental property fell on the house doing lots of damage will your insurance pay for the damage if you did not know the tree was rotten?
Yes, you should have coverage under you home insurance policy for natural occurrences such as felled trees and tree limbs.
Your friends basketball goal fell on your car when it was parked in her driveway which policy covers the damage?
Auto insurance
What does catastrophe wind storm coverage for homeowners insurance mean My tree fell on neighbors house about 60mph winds is that considered catastrophe windstorm coverage?
You are not responsible nor liable for Acts of Nature. The windstorm coverage on your policy covers your home, not the neighbors. Your neighbors Homeowners Insurance Policy will cover his damages as stated in the terms of his Policy. It's no different than if his own tree fell on his house.
If a tree fell on your car at work who pays?
Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.
The neighbors tree fell into your yard from the weight of an ice storm and there was no damage other then some holes in your yard so you want to know whose responsibility is it for tree cleanup.?
The portion of the tree that falls on your property is your responsibility. You can also trim a tree which hangs over your property line but not to the detriment of the tree's health. It is always best if neighbors share in the responsibility of maintaining a tree which covers two properties, but that obviously is not always possible.
Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
A rotten tree on the city property fell onto my car which was parked in my driveway on my landlord's property who is liable for the damage?
Nobody is liable for an act of nature. Your own comprehensive auto insurance would provide coverage for damage to your vehicle from an act of nature.
Husband cut tree and fell on neighbors shed we just got the house in our name and don't have house insurance what will happen?
If your husband was cutting down or trimming a tree and the result was damage to your neighbors property, that would indicate direct liability. You and your husband are liable for the cost of damages he caused.
A branch from your tree fell on your neighbors truck are you liable?
NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.
If the neighbors tree fell on your house during a hurricane took out the fence and damaged your roof of your house does their homeowners insurance cover the damage?
NO. Your neighbor is not liable for an act of nature that fells a tree. Your homeowners insurance will fix the damage to your property and the neighbors insurance would fix damage to the neighbors property. It does not matter who the tree belonged to.AnswerMaybe. It doesn't hurt to try if your neighbor will tell you who they are insured with. They are not obligated to do so. AnswerI'm not really sure. However, I do have a friend and his neighbor's house actually fell on top of his, but they considered it still standing and didn't give the full amount of the house's worth. AnswerYour own homeowner's insurance should cover this. If they think the neighbor is responsible, they will collect from his insurance company. In a hurricane a tree could have come from the next county - then how would you know whose tree it was? It depends on your state's laws, but most would consider this an act of nature and you are responsible for the damage caused by your neighbors tree. Call your insurance company, if you have a storm damage rider, this will most likely be covered.
Does susan Kennedy lose the baby in neighbors?
yes, susan does lose the baby after she fell after arguing with dan
In New Jersey if your tree falls onto your neighbor's property who is responsible?
Your own homeowners insurance policy covers you if a tree falls or is blown into your property. This is what is known as an "Act of Nature". Trees do fall and sometimes die. It does not matter if the tree fell form a neighbors yard or a neighboring National Forest or if it blew in from 5 blocks down the street. You can not require your neighbor to pay unless you could somehow prove that he was intentionally responsible for your damage. By the Same token if a tree fell down or was blown from your property onto your neighbors property the same rule would apply, His policy would cover damage and he would pay his deductible. Natural Acts do occur everyday around the world. In the United States, the rules of liability were set down in legal precedent many years ago in relation to this type of loss.
