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Not for auto. Each person has to be listed independently, and the rates will vary based on each drivers' history. Unmarried persons can be listed on the same policy. One person will be listed as primary driver, and others will show up as "additional drivers." Married persons show up the same way.
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Can you be on someone's insurance even if they don't co sign?
You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.
What exactly is underinsured motorist car insurance?
Underinsured motorist coverage is a coverage in case you have an accident with someone who doesn't have insurance or enough insurance. For example, if someone hits you and they don't have enough coverage to fix your car, your insurance would help you out.
Why is it important to get an event insurance coverage?
There are many reasons why someone would want to get event insurance coverage. In case someone has an accident or something during an event it is important to be insured.
If you are married with no insurance at current job and plan to remarry someone that has Medicare can you be added to their insurance?
Medicare is based on individual coverage. Unfortunately, you can't be added to someone's Medicare coverage.
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance.
If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?
Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.
Who's insurance is liable if someone hits you but leaves the scene?
That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.
If you let someone who has no insurance drive your car and they wreck it can you get sued or what will happen as far as the insurance coverage?
Your coverage should kick in - if it was a matter of fault, you will be in the driver's shoes unfortunately.
What kind of renters insurance coverage do I need?
The coverage you need will be specific to your own needs. The best way to asses the coverage you'll need is to speak with someone at the insurance agency that holds your policy. They can help you decide what kind of coverage you'll need.
If your car is insured can someone else drive it who is not on the insurance?
It depends on the type of policy you purchased. It may provide coverage for permissive use or it may not. Contact your insurance agent and they can advise you of the coverage you have now and recommend the appropriate coverage for you.
Does a mechanic have to have garage keepers insurance?
Of course nobody has to have insurance, but it's always a good idea. Typically someone will request that you provide proof of insurance. If you have coverage for your mechanic shop, garage keepers coverage is an endorsement that extends coverage to the customers vehicle while in your possession.
Where can someone go to obtain temporary health insurance coverage?
Temporary health insurance coverage can be needed for a few different reasons. One of the most common reasons is losing a job. When you lose a job you can always apply for COBRA coverage.
