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If the car is being repaired, no. Usually they will require one signature from you and one from the shop of your choice, usually the shop is agreed or decided upon prior to check issuance. If the car is totaled, the insurance will pay you up to your cars book value and you're free to do whatever you wish with the money.

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18y ago

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Q: Can you just keep the check from the at-fault driver's insurance company?
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