General principle of insurance is that you can't insure something in which you don't have an interest.
Most insurance companies will not, they require you to have an "insurable interest" in the vehicle.
The owner of the car has to register the vehicle. The person on the registration must insure the vehicle, or be listed to drive that vehicle on a family policy. That example sounds close to insurance fraud so please correct the situation. Sell the car to the other person and they have to insure it. Actually it is 100% legal for a person to insure a vehicle registered in someone elses name so long as nothing illegal is going on...it can be the parents etc.....
If your name is on the title
That person is the one that has to set up the insurance because they will be the one legally responsible for it and if you still drive the vehicle, you will have to be added as a driver. Since you are the owner of the vehicle, you would also have a legal responsibility if an accident occurs.
Not without some paperwork showing that you are leasing the vehicle or something like that. Also, it will be very hard to get insurance on the vehicle. If it were easy, I would probably want to register, drive and insure Jeff Gordon's car. See what I mean.
"YOU" dont, the debtor does. call the lender.
It is never recommended to have someone elses using your vehicle on daily basis under your name. save yourself some trouble.
The answer to your question is no,unless your driving someone elses car at anytime,then you must be insured for that vehicle and that vehicle only..
A breadwinner is the person who provides money or is the source of someone elses survival.
You home owners liability insurance should cover it.
You may be added to someone else's policy as a driver if you operate their vehicle. You cannot put a vehicle titled in your name on someone elses policy. The vehicle must be insured in the name of the person who owns the policy.