An SR22 will notify the state if your insurance policy is not in force for some reason.
An SR22 is not a policy, it is a certification endorsement added to your policy. Yes your insurance premium will likely go up but not because of the sr22 filing. Your rates may go due to the violation that led to your need for the sr22 in the first place. The SR22 is only required due to a serious violation.
There is no such thing as "SR22 Insurance". What is referred to as such is actually just Auto Insurance with an SR22 filing. Any liability Auto Insurance Policy or even a Full Coverage Auto Insurance Policy can have an SR22 Endorsement attached to it.
SR22 Insurance is just Auto Insurance. So it depends on the scope of coverage you requested when you purchase the policy. The fact that you have an SR22 endoresement on your Auto Insurance Policy has no bearing on your scope of coverage.
An SR22 isn't a policy or a coverage. It is a notification to the state that you have coverage.
If you need an SR22 and do not own a vehicle, You can purchase a Non-Owners Insurance Policy with an SR22 filing and still be in compliance with your state ordered SR22 filing.
Since Sr22 Insurance is actually just Auto Insurance. The answer is that it costs the same as an Auto Insurance policy would.
Some charge a fee for SR22 but it is never much. The companies that offer an sr22 filing with your auto insurance policy will also sell you auto insurance without the filing. Your rate has little to do with the need for an sr22, however the violation that led to the sr22 requirement can effect your rates.
No, An SR22 is a reporting of your insurance to the state that required it. This is caused by an infraction in your state. If you wanted an SR22 in another state you would need a separate insurance policy in that state.
Yes. You might need to consider a non-owners insurance policy to fulfill your SR22 filing requirement.
An SR22 filing would have to accompany your Personal auto insurance policy. Personal Auto insurance "never" provides coverage for a commercial company vehicle with or without an SR22 filing.
If you purchased uninsured motorists coverage with your policy you will be covered. The SR22 is not insurance, it's certificate of proof that you have insurance.