Can you have non-owners sr22 insurance on an auto and a motorcycle in South Carolina?
No, Non-Owners insurance, with or without an SR22 filing, As the
name implies indicates that you do not own or regularly operate a
vehicle. Non-Owners coverage is only secondary coverage to any
insurance already on the vehicle being operated.
You can not have Non-Owners Insurance on a car nor a motorcycle
because to buy the non-owners policy you must declare that you own
no vehicle nor do you regulary operate an uninsured vehicle. If you
own or regularly drive a vehicle, You must obtain appropriate
liability coverage on that vehicle whether you own it or not.
Non-Owners Insurance only covers you for un-planned, un-expected
vehicle use. It will not cover you in any vehicle belonging to
household member nor in any vehicle to which you have ready
access.