You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
Private hire insurance is insurance provided to Private Hire drivers, or Taxi drivers, as they're better known! The function is to provide insurance and indemnification against legal and medical costs in the event of an accident.
Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.
He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.
True
Not if it is deemed to be 100% the other drivers fault and they have insurance.
Drivers become subject to the liability insurance law when accident damages amount to a state-specific threshold, commonly set at around $500. This means that drivers must carry liability insurance coverage to pay for damages they cause in an accident, once the threshold is reached.
There are many programs out there suited for accident prone drivers. Try progressive.
Yes.
Yes, you do.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
The best cheap car insurance for young drivers would be All State. They have great deals and have accident forgiveness. They also offer house insurance as a deal.