Only if you had an accident that their insurance had to pay for.
If he didnt get cited for the accident is will not show up on his driving record. However the rates for teen boys are extremely high, but can be discounted if he has at least a 3.5 gpa. Even so... he may not be able to pay the premiums by himself. It's cheaper if you keep him on your insurance... However, if he has another accident your rates may go up. My suggestion is help him get his own insurance, but remember... until he turns 18 you are still legally responsible for him.
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
Yes.
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
They would not be covered under your policy, But due to implied permissive use rules you can be held negligently liable. So your auto insurance may provide a defense for you under a negligence claim against you.
Parent's policy pays
Insurance under writing is the process in which under writer check the risk of the customer and charge him a premium .Insurance companies are those which gie you protection against risk and compansate your loss at the time of accident
parents if the insurance is under their names
A minimum of $20,000 per person and at least $40,000 per accident in liability insurance in case they cause an accident that caused bodily harm is what is required under the Connecticut law.
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.