IF a driver has been excluded on a policy, they are not allowed to drive any vehicles covered on the policy. If they do drive the vehicles, no coverage of any kind will be afforded for any claims arising out of their driving the car. Then he will also get a ticket for driving without insurance because he has no insurance when he is the driver. No coverage at all for anyone including the other party that he hits will be paid. The policyholder has signed a legally binding statement to this affect and that he knows that this is the case and agrees with it.
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