Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
yes it will
My insurance canceled uninsured person hits someone in rear what happens to me
Your insurance will likely cover the liability costs less deductibles. You may be forced to file charges for vehicle theft against the unlicensed driver and your insurance company may also sue him.
Yes
Yes, you will need a driver's license in order to purchase a car. An insurance company wouldn't accept the risk of insuring an unlicensed driver.
No, I have never seen a citation for carrying insurance for an unlicensed driver. I recommend that all drivers should be insurance whether they are licensed or not.
You cannot get car insurance if you do not have a license because you cannot legally drive.
Driver's licensure is a condition of getting auto insurance.
If this unlicensed driver was driving your car with your knowledge, you are screwed. But if you mean an unlicensed driver hit your car, if you have full coverage you should be able to collect on your insurance. The insurance will make the check to the leinholder and they will give you any excess or expect you to make up any shortage to pay off the loan. In some cases, if you did give permission for the uninsured driver, your insurance company will pay for the loss but make you sign an exclusion stating that the driver will not be covered in the future for any reason. You would be liable for full cost if it happens again. You can also expect a spike in your rates if they reside with you.
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.