Can a car titled in your name be insured in another?

Answer 1

Yes, it can be. It may depend on the policies of the insurance company, but yes, it is possible. For example, my fiance and I have cars titled separately. But I purchase the policy which covered myself and him and both cars. Insurance varies by state, though, so it may be different depending on which state you live in. There are other variables too, that insurance companies consider when deciding - where you live is a big one. If you live with the person purchasing the policy, that may be a deciding factor not only in the cost of the policy itself, but in deciding whether or not they will even allow it. Also, that other person purchasing the policy would be on the hook for policy increases based on your driving record.