Auto insurer refuses to pay full amount of at fault accident?

Answer 1

There could be a couple of reasons why the Auto Insurer is refusing to pay full amount of At Fault accident: a) There would be a deductible condition in the policy - which would mean that you will have to bear or pay the deductible amount out of your pocket. b) If this is the claim amount for the vehicle - it would be a part applied to depreciations of the vehicle. c) If the claim is above the total coverage (limit of Liability) the insurer might have paid his share up to this limit and so you would be responsible for the amount which is above this. Remember that the insurer would not refuse to pay you once he has admitted liability unless it is not payable as per the policy condition. Please go through the policy conditions and asked the insurer for his reasons of non-payment.