Auto insurance driving with a cast?

Answer 1

If you are driving with a cast, particularly if temportary, your coverage or rates are not affected. While your insurance provider cannot exclude coverage if you are driving with a cast, state law require that you be able to drive safely and unimpeded. If the presence of a cast precludes this, you should not be driving. If you do, are involved in a collision, and it is found that you were careless, you may be found negligent in any civil claim that results. In turn, depending upon the payment that your insurer is required to make to the claimant, your rate (from which premium is derived) may increase.